IB Math AI HL · 2021 to 2025

1.4 Financial applications: compound interest and annual depreciation

16 past paper questions from 9 papers across 6 exam sessions. See what repeats, then practise the same skills with AI marking.

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HL archive · 2021 to 2026

1.4 Financial applications: compound interest and annual depreciation

Latest exam session: May 2026

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exam sessions
exam sessions
By year2micro-topics

Micro-topics in 1.4 Financial applications: compound interest and annual depreciation

In syllabus order. The ring is the share of papers each appears in. 3 of them have no matching questions in this archive.

  • 13

    1.4.1

    Compound Interest

    11 questions · in 13% of papers

    Occasional

    last May 26 P2 TZ3

  • 5

    1.4.2

    Growth and Depreciation

    5 questions · in 5% of papers

    Less common

    last May 23 P1 TZ2

  • 0

    1.4.3

    Nominal Rate, Effective Rate, and Compounding Frequency

    No question tagged to this topic in the 63 Math AI HL papers analysed

    No matches in this archiveRevise it
  • 0

    1.4.4

    Comparing Financial Options

    No question tagged to this topic in the 63 Math AI HL papers analysed

    No matches in this archiveRevise it
  • 0

    1.4.5

    GDC / TVM Finance

    No question tagged to this topic in the 63 Math AI HL papers analysed

    No matches in this archiveRevise it

Exam pattern

How often each micro-topic has been examined, year by year. Each label is explained under the grid.

Does it repeat?

Questions per year for each micro-topic, including those with no matches in this archive.

fewermore

Micro-topic202120222023202420252026
1.4.1Compound InterestOccasional
2Compound Interest, 2021: 2 questions1Compound Interest, 2022: 1 question2Compound Interest, 2023: 2 questions3Compound Interest, 2024: 3 questions1Compound Interest, 2025: 1 question2Compound Interest, 2026: 2 questions
1.4.2Growth and DepreciationLess common
3Growth and Depreciation, 2021: 3 questions·Growth and Depreciation, 2022: 0 questions2Growth and Depreciation, 2023: 2 questions·Growth and Depreciation, 2024: 0 questions·Growth and Depreciation, 2025: 0 questions·Growth and Depreciation, 2026: 0 questions
1.4.4Comparing Financial OptionsNo matches in this archive
·Comparing Financial Options, 2021: 0 questions·Comparing Financial Options, 2022: 0 questions·Comparing Financial Options, 2023: 0 questions·Comparing Financial Options, 2024: 0 questions·Comparing Financial Options, 2025: 0 questions·Comparing Financial Options, 2026: 0 questions
·Nominal Rate, Effective Rate, and Compounding Frequency, 2021: 0 questions·Nominal Rate, Effective Rate, and Compounding Frequency, 2022: 0 questions·Nominal Rate, Effective Rate, and Compounding Frequency, 2023: 0 questions·Nominal Rate, Effective Rate, and Compounding Frequency, 2024: 0 questions·Nominal Rate, Effective Rate, and Compounding Frequency, 2025: 0 questions·Nominal Rate, Effective Rate, and Compounding Frequency, 2026: 0 questions
1.4.5GDC / TVM FinanceNo matches in this archive
·GDC / TVM Finance, 2021: 0 questions·GDC / TVM Finance, 2022: 0 questions·GDC / TVM Finance, 2023: 0 questions·GDC / TVM Finance, 2024: 0 questions·GDC / TVM Finance, 2025: 0 questions·GDC / TVM Finance, 2026: 0 questions
  • Occasionalin about one paper in ten
  • Less commonin fewer than one paper in fifteen
  • No matches in this archiveon the syllabus, but has no question tagged to it in this archive. This does not mean it has never been examined

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Questions on 1.4 Financial applications: compound interest and annual depreciation, by exam session

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Frequently asked questions

Short answers about this page.

Which Math AI HL exam sessions are covered for 1.4 Financial applications: compound interest and annual depreciation?

12 exam sessions from 2021 to 2026, the latest May 2026. Every Paper 1 and 2 in every timezone is read and classified in full, which gives 9 papers in this archive.

Which 1.4 Financial applications: compound interest and annual depreciation topic comes up most?

Compound Interest (1.4.1): in 13% of papers, last seen May 26 P2 TZ3. Usually "Calculate", worth about 4.3 marks in a paper that includes it.

Can I see the original question and mark scheme?

No. The wording belongs to the IB. You get the citation, the marks, the command term and the skill tested, plus our own matched practice questions with worked answers and AI marking.

What do "banker", "due" and "rising" mean?

Banker: examined in at least one sitting in four and still appearing. Due: regular before, but absent for the last two exam sessions. Rising: clearly more common in the last two years. Our classification of real papers, not an IB statistic.

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Reading this page and the exam pattern is free. A free account generates three sets of ten questions and launches one practice set. Pro opens every question in any scope, sets of twenty or all, and unlimited practice.

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