Unit 1: Number and Algebra

Topic 1.4: Compound Interest and Depreciation Questions

Practice 20 exam-style questions for IB Math AI SL Topic 1.4. Review the question stems below, then unlock the full Question Bank to access markschemes, model answers, and AI grading.

1Find3 marks
2026
A house price rises by 6% per year from $300 000. Find the value after 4 years.
Markscheme and model answer locked
Unlock Question
2Find3 marks
2026
Find the value of $4500 invested at 5% per year for 3 years, compounded quarterly.
Markscheme and model answer locked
Unlock Question
3State1 mark
2026
A value grows by 5% per year for 3 years from $2000. Which expression should be used?
Markscheme and model answer locked
Unlock Question
4State1 mark
2026
Which situation is best modelled by compound depreciation?
Markscheme and model answer locked
Unlock Question
5Find2 marks
2026
A sum of $6 000 is deposited in a bank account paying 5% per year, compounded annually, for 3 years. Find the value of the account at the end of 3 years.
Markscheme and model answer locked
Unlock Question
6State1 mark
2026
What value of k is used for quarterly compounding?
Markscheme and model answer locked
Unlock Question
7State1 mark
2026
A phone loses 18% of its value each year. What is the yearly multiplier?
Markscheme and model answer locked
Unlock Question
8State1 mark
2026
If a question asks “how long will it take?”, which TVM variable is usually unknown?
Markscheme and model answer locked
Unlock Question
9State1 mark
2026
For 4 years compounded monthly, what should N be?
Markscheme and model answer locked
Unlock Question
10State1 mark
2026
A savings account grows by 7% per year. Which model is correct for an initial amount P after n years?
Markscheme and model answer locked
Unlock Question
111 mark
2026
In FV = PV × (1 + r/(100k))kn, how should r = 5% be entered?
Markscheme and model answer locked
Unlock Question
12Write3 marks
2026
A machine costs $8000 and depreciates by 9% per year. Write its value after n years as a model.
Markscheme and model answer locked
Unlock Question
13Explain2 marks
2026
Explain why a yearly 8% increase gives the multiplier 1.08.
Markscheme and model answer locked
Unlock Question
14State1 mark
2026
A question asks which investment is better for the largest balance after 5 years. What should be compared?
Markscheme and model answer locked
Unlock Question
15State1 mark
2026
Why is PV often negative in TVM questions?
Markscheme and model answer locked
Unlock Question
16State1 mark
2026
In TVM, what does N represent?
Markscheme and model answer locked
Unlock Question
17State1 mark
2026
Why is “Option B is better” weaker than “Option B is better because it gives the larger final balance”?
Markscheme and model answer locked
Unlock Question
18State1 mark
2026
Two accounts both advertise 6% per year. One compounds yearly and one monthly. Which usually gives the larger final value?
Markscheme and model answer locked
Unlock Question
19State1 mark
2026
In FV = PV(1 + r/(100k))kn, what does kn represent?
Markscheme and model answer locked
Unlock Question
201 mark
2026
In the IB compound-interest formula, what value of k is used for monthly compounding?
Markscheme and model answer locked
Unlock Question

Ready to practice Topic 1.4?

Get instant AI feedback on your answers, view detailed markschemes, and track your progress across all IB Math AI SL topics.