The big idea: Model selection is choosing which model to deploy — and the most accurate is frequently the wrong answer.
Explainability, speed, cost, data required and the consequence of each kind of error all count, and in some domains they outrank accuracy outright.
What a comparison must weigh
- Performance — and the right measure, not just accuracy
- Explainability — can a decision be justified to the person it was made about?
- Speed at prediction time, which is often what decides deployability
- Data needed to train it at all
- Cost — hardware, energy, and who has to maintain it
- Which error is worse, and whether the model can be tuned towards that
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Same data, same split
Cross-validation
A baseline first
Test set once
A small accuracy gap is often noise: 94.1% against 93.8% on one test split is not evidence that the first model is better. Re-split the data and the order may reverse.
Where the gap is within the variation between folds, choose on the other criteria — they are the ones that actually differ.
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| Situation | Choose | Because |
|---|---|---|
| A decision must be justified | Interpretable model | "Component 3 was high" is not an explanation |
| Prediction must be instant on a phone | Small model | A large one cannot run there at all |
| Only a few hundred records | Simple model | A complex one will fit noise |
| A regulator may audit it | Interpretable model | You must be able to show the reasoning |
| Accuracy is all that matters | The most accurate | Nothing else is constrained |
The strongest answers name the trade: "Choose the decision tree — it is 2% less accurate, but the bank must explain refusals to applicants, and a tree's path is the explanation."
That sentence scores far higher than "choose the most accurate model", because it prices what is being given up.
How this is tested — you must compare candidates on more than accuracy and justify the choice from the scenario's constraints. It comes up two ways:
Paper 1 Section A
- Explain the importance of model selection, 3-4 marks
- State one criterion besides accuracy
- Identify why a baseline matters
Paper 1 Section B — case study
- Choose between models for a scenario and justify it
- Explain why the most accurate is not always chosen
The classic trap: Choosing the highest number. The question almost always contains a constraint — a regulator, a phone, a clinician, a small dataset — and that constraint is what the marks are for.
A bank compares a decision tree (91% accurate) with a neural network (94%) for loan decisions. Evaluate which it should deploy.
Model answer plan
See the mark-by-mark plan — for / against / judgement, with marking guidance — in study mode.