Back to Topic 3.4 — Final accounts
3.4.1BM30 flashcards

Profit and loss accounts

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Card 1 of 303.4.1
3.4.1
Question

State the three key income statement formulas

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All 30 Flashcards — Profit and loss accounts

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Card 1definition

Question

State the three key income statement formulas

Answer

GP = Revenue − COGS. NP = GP − Expenses. COGS = Opening stock + Purchases − Closing stock.

💡 Hint

Three formulas: GP, NP, COGS

Card 2concept

Question

High gross profit but low net profit suggests what?

Answer

Expenses (overheads) are too high — poor cost control.

💡 Hint

Overhead problem

Card 3definition

Question

What is the formula for COGS?

Answer

COGS = Opening stock + Purchases − Closing stock

💡 Hint

Opening + Bought − Left over

Card 4concept

Question

List the income statement structure from top to bottom

Answer

Sales revenue → minus COGS → Gross profit → minus Expenses → Net profit → minus interest/tax → Profit for the year.

💡 Hint

Revenue at top, subtract layers

Card 5definition

Question

What is a profit and loss account?

Answer

A financial statement showing revenue, costs and profit/loss over a specific period (usually one year). Also called an income statement.

💡 Hint

Also called an income ___

Card 6example

Question

Revenue $120,000, COGS $48,000. What is gross profit?

Answer

$120,000 − $48,000 = $72,000

💡 Hint

Revenue minus COGS

Card 7concept

Question

Low gross profit suggests what?

Answer

COGS is too high or selling prices are too low.

💡 Hint

Pricing or COGS issue

Card 8concept

Question

What is another name for the profit and loss account?

Answer

Income statement — the IB uses both terms interchangeably.

💡 Hint

Think income

Card 9definition

Question

What is the formula for gross profit?

Answer

Gross profit = Sales revenue − Cost of goods sold (COGS)

💡 Hint

Revenue minus direct costs

Card 10example

Question

Gross profit $72,000, total expenses $52,000. What is net profit?

Answer

$72,000 − $52,000 = $20,000

💡 Hint

GP minus expenses

Card 11example

Question

Opening stock $10k, purchases $50k, closing stock $8k. Calculate COGS.

Answer

$10,000 + $50,000 − $8,000 = $52,000

💡 Hint

Add opening + purchases, subtract closing

Card 12concept

Question

What two skills must you master for income statement questions?

Answer

Construction (building the statement) AND interpretation (explaining what figures mean).

💡 Hint

Build it + explain it

Card 13concept

Question

What do you always start with at the top of an income statement?

Answer

Sales revenue — then subtract costs layer by layer to reach net profit at the bottom.

💡 Hint

Top line is always ___

Card 14definition

Question

What is the formula for net profit?

Answer

Net profit = Gross profit − Expenses (overheads)

💡 Hint

GP minus indirect costs

Card 15concept

Question

Name two ways to put profit figures in context

Answer

Compare with previous years (improving or declining?) and compare with competitors (above or below industry?).

💡 Hint

Time + rivals

Card 16concept

Question

What is the difference between gross profit and net profit?

Answer

GP only deducts COGS (direct costs). NP also deducts all expenses/overheads (indirect costs).

💡 Hint

Direct vs all costs

Card 17concept

Question

What does COGS represent?

Answer

The direct cost of products actually sold during the period — not everything purchased.

💡 Hint

Cost of what was actually sold

Card 18concept

Question

What key question does the income statement answer?

Answer

Did the business make money or lose money over the period?

💡 Hint

Make or ___?

Card 19concept

Question

In the exam, what should you do beyond stating numbers?

Answer

EXPLAIN what they mean and SUGGEST what the business should do — this reaches higher mark bands.

💡 Hint

State → Explain → Suggest

Card 20concept

Question

Why compare profit figures rather than look at them alone?

Answer

Raw numbers lack context — comparisons over time and with competitors reveal the real story.

💡 Hint

Context through comparison

Card 21concept

Question

Name two stakeholders who use the income statement

Answer

Managers (decision-making) and investors (assess profitability). Also banks, employees, suppliers and tax authorities.

💡 Hint

Who cares about profit?

Card 22definition

Question

What does COGS stand for?

Answer

Cost of Goods Sold — the direct costs of the products actually sold during the period.

💡 Hint

Direct costs of products

Card 23concept

Question

If net profit is negative, what does this mean?

Answer

The business made a net loss — total costs exceeded total revenue.

💡 Hint

Negative profit = ___

Card 24concept

Question

Why subtract closing stock in the COGS formula?

Answer

Closing stock is still unsold in the warehouse — it hasn't been used up in sales yet.

💡 Hint

Still on the shelf

Card 25concept

Question

Does the income statement cover a point in time or a period?

Answer

A period of time (e.g. year ending 31 Dec 2025) — unlike the balance sheet which is a snapshot.

💡 Hint

Period vs snapshot

Card 26concept

Question

This period's closing stock becomes next period's ___?

Answer

Opening stock — it carries forward as the starting inventory.

💡 Hint

Closing becomes ___

Card 27concept

Question

What does a net loss tell you?

Answer

Total costs exceed revenue — the business is losing money and must increase revenue or cut costs.

💡 Hint

Costs > Revenue

Card 28concept

Question

Why is neat presentation important when constructing an income statement?

Answer

Clear labels and showing every calculation step earns marks and reduces errors.

💡 Hint

Labels + every step

Card 29example

Question

Give two examples of expenses (overheads)

Answer

Rent, wages, marketing, utilities, depreciation — any indirect cost of running the business.

💡 Hint

Indirect running costs

Card 30concept

Question

Quick recall: Revenue minus COGS = ?

Answer

Gross profit

💡 Hint

First profit line

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